The rules for using Basel.

These Terms of Service are an agreement between you and Basel Systems, Inc.. By accessing or usingBasel, you agree to these Terms and our Privacy Policy. If you use Basel on behalf of a business, you represent that you are authorized to bind that business.

Basel analyzes business card transactions to estimate rewards leakage, compare card routing options, and generate an action checklist. The Service is read-only: it does not initiate payments, transfer funds, open credit accounts, or submit card applications for you.

Rewards programs, card terms, fees, caps, approval criteria, and issuer policies can change. You are responsible for confirming current terms with the relevant issuer before taking action.

• Provide accurate account information and keep it current.
• Use Basel only for accounts and transaction data you are authorized to analyze.
• Keep your device, browser session, and sign-in method secure.
• Notify us promptly if you believe your account or data has been accessed without authorization.

You retain ownership of the transaction data, business names, account labels, and other information you provide. You grant Basel Systems, Inc. permission to process that data solely to provide, secure, troubleshoot, and improve the Service, as described in the Privacy Policy.

In this build, uploaded CSVs are parsed in your browser and analysis data is stored in your browser local storage. If you clear your browser data or use the deletion control in your profile, that local data may be permanently removed.

If you connect a financial or accounting account, you authorize Basel and the relevant provider, such as Plaid or Intuit, to access and process the selected account information on a read-only basis to provide the Service. Your bank or QuickBooks credentials are handled by that provider and are not provided to Basel. You may revoke a connection through your bank, Plaid Portal, or QuickBooks settings, depending on the connection.

Basel provides software-generated analysis based on transaction history and published card terms. The results are estimates and informational tools only. They are not financial, legal, tax, accounting, investment, credit, or lending advice, and they are not a guarantee that you will be approved for any product or receive any particular reward.

You agree not to:

• Use the Service unlawfully or in a way that violates another party's rights.
• Upload or connect data you do not have authority to use.
• Interfere with, reverse engineer, scrape, or overload the Service.
• Attempt to bypass security controls or access another user's data.
• Use the Service to make eligibility, underwriting, employment, or credit decisions about another person.

Some features may be free and others may require a paid plan. If paid features are offered, the applicable price and billing terms will be shown before purchase. Basel may receive referral compensation from certain card issuers or partners; any such relationship is disclosed where relevant and does not influence the calculation logic.

Basel Systems, Inc. and its licensors own the Service, including the software, design, models, reports, templates, and branding. You may use the Service only as permitted by these Terms. You own your underlying data.

The Service is provided "as is" and "as available." To the maximum extent permitted by law,Basel Systems, Inc. disclaims all warranties, whether express, implied, or statutory, including warranties of merchantability, fitness for a particular purpose, title, and non-infringement.

To the maximum extent permitted by law, Basel Systems, Inc. will not be liable for indirect, incidental, special, consequential, exemplary, or punitive damages, or for lost profits, lost revenues, lost data, business interruption, or the cost of substitute services.

We may update the Service or these Terms from time to time. We may suspend or terminate access if you violate these Terms, create risk, or use the Service unlawfully. Continued use after updated Terms become effective means you accept the updated Terms.

Questions about these Terms? Email [email protected]. Privacy requests should go to [email protected].